Most counties within California have a 2019 conforming loan limit of $484,350, for a single-family home. Higher-priced areas, like those in the San Francisco Bay Area, have conventional limits of up to $726,525 due to higher home values. Other counties fall somewhere in between these “floor” and “ceiling” amounts. See the table below for 2019 conforming loan limits in all California counties.
The table below contains the 2019 conforming limits for all 58 counties in California, listed in alphabetical order. In this table, “1 unit” refers to a single-family home, “2 unit” refers to a duplex-style home with two separate residents, etc.
| County | 1-Unit | 2-Unit | 3-Unit | 4-Unit |
|---|---|---|---|---|
| ALAMEDA | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| ALPINE | $484,350 | $620,200 | $749,650 | $931,600 |
| AMADOR | $484,350 | $620,200 | $749,650 | $931,600 |
| BUTTE | $484,350 | $620,200 | $749,650 | $931,600 |
| CALAVERAS | $484,350 | $620,200 | $749,650 | $931,600 |
| COLUSA | $484,350 | $620,200 | $749,650 | $931,600 |
| CONTRA COSTA | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| DEL NORTE | $484,350 | $620,200 | $749,650 | $931,600 |
| EL DORADO | $552,000 | $706,650 | $854,200 | $1,061,550 |
| FRESNO | $484,350 | $620,200 | $749,650 | $931,600 |
| GLENN | $484,350 | $620,200 | $749,650 | $931,600 |
| HUMBOLDT | $484,350 | $620,200 | $749,650 | $931,600 |
| IMPERIAL | $484,350 | $620,200 | $749,650 | $931,600 |
| INYO | $484,350 | $620,200 | $749,650 | $931,600 |
| KERN | $484,350 | $620,200 | $749,650 | $931,600 |
| KINGS | $484,350 | $620,200 | $749,650 | $931,600 |
| LAKE | $484,350 | $620,200 | $749,650 | $931,600 |
| LASSEN | $484,350 | $620,200 | $749,650 | $931,600 |
| LOS ANGELES | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| MADERA | $484,350 | $620,200 | $749,650 | $931,600 |
| MARIN | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| MARIPOSA | $484,350 | $620,200 | $749,650 | $931,600 |
| MENDOCINO | $484,350 | $620,200 | $749,650 | $931,600 |
| MERCED | $484,350 | $620,200 | $749,650 | $931,600 |
| MODOC | $484,350 | $620,200 | $749,650 | $931,600 |
| MONO | $529,000 | $677,200 | $818,600 | $1,017,300 |
| MONTEREY | $652,050 | $834,750 | $1,009,000 | $1,253,950 |
| NAPA | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| NEVADA | $486,450 | $622,750 | $752,750 | $935,500 |
| ORANGE | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| PLACER | $552,000 | $706,650 | $854,200 | $1,061,550 |
| PLUMAS | $484,350 | $620,200 | $749,650 | $931,600 |
| RIVERSIDE | $484,350 | $620,200 | $749,650 | $931,600 |
| SACRAMENTO | $552,000 | $706,650 | $854,200 | $1,061,550 |
| SAN BENITO | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| SAN BERNARDINO | $484,350 | $620,200 | $749,650 | $931,600 |
| SAN DIEGO | $690,000 | $883,300 | $1,067,750 | $1,326,950 |
| SAN FRANCISCO | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| SAN JOAQUIN | $484,350 | $620,200 | $749,650 | $931,600 |
| SAN LUIS OBISPO | $667,000 | $853,900 | $1,032,150 | $1,282,700 |
| SAN MATEO | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| SANTA BARBARA | $625,500 | $800,775 | $967,950 | $1,202,925 |
| SANTA CLARA | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| SANTA CRUZ | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| SHASTA | $484,350 | $620,200 | $749,650 | $931,600 |
| SIERRA | $484,350 | $620,200 | $749,650 | $931,600 |
| SISKIYOU | $484,350 | $620,200 | $749,650 | $931,600 |
| SOLANO | $494,500 | $633,050 | $765,200 | $950,950 |
| SONOMA | $704,950 | $902,450 | $1,090,850 | $1,355,700 |
| STANISLAUS | $484,350 | $620,200 | $749,650 | $931,600 |
| SUTTER | $484,350 | $620,200 | $749,650 | $931,600 |
| TEHAMA | $484,350 | $620,200 | $749,650 | $931,600 |
| TRINITY | $484,350 | $620,200 | $749,650 | $931,600 |
| TULARE | $484,350 | $620,200 | $749,650 | $931,600 |
| TUOLUMNE | $484,350 | $620,200 | $749,650 | $931,600 |
| VENTURA | $713,000 | $912,750 | $1,103,350 | $1,371,150 |
| YOLO | $552,000 | $706,650 | $854,200 | $1,061,550 |
| YUBA | $484,350 | $620,200 | $749,650 | $931,600 |
