Most counties within California have a 2019 conforming loan limit of $484,350, for a single-family home. Higher-priced areas, like those in the San Francisco Bay Area, have conventional limits of up to $726,525 due to higher home values. Other counties fall somewhere in between these “floor” and “ceiling” amounts. See the table below for 2019 conforming loan limits in all California counties.
The table below contains the 2019 conforming limits for all 58 counties in California, listed in alphabetical order. In this table, “1 unit” refers to a single-family home, “2 unit” refers to a duplex-style home with two separate residents, etc.
| County |
1-Unit |
2-Unit |
3-Unit |
4-Unit |
| ALAMEDA |
$726,525 |
$930,300 |
$1,124,475 |
$1,397,400 |
| ALPINE |
$484,350 |
$620,200 |
$749,650 |
$931,600 |
| AMADOR |
$484,350 |
$620,200 |
$749,650 |
$931,600 |
| BUTTE |
$484,350 |
$620,200 |
$749,650 |
$931,600 |
| CALAVERAS |
$484,350 |
$620,200 |
$749,650 |
$931,600 |
| COLUSA |
$484,350 |
$620,200 |
$749,650 |
$931,600 |
| CONTRA COSTA |
$726,525 |
$930,300 |
$1,124,475 |
$1,397,400 |
| DEL NORTE |
$484,350 |
$620,200 |
$749,650 |
$931,600 |
| EL DORADO |
$552,000 |
$706,650 |
$854,200 |
$1,061,550 |
| FRESNO |
$484,350 |
$620,200 |
$749,650 |
$931,600 |
| GLENN |
$484,350 |
$620,200 |
$749,650 |
$931,600 |
| HUMBOLDT |
$484,350 |
$620,200 |
$749,650 |
$931,600 |
| IMPERIAL |
$484,350 |
$620,200 |
$749,650 |
$931,600 |
| INYO |
$484,350 |
$620,200 |
$749,650 |
$931,600 |
| KERN |
$484,350 |
$620,200 |
$749,650 |
$931,600 |
| KINGS |
$484,350 |
$620,200 |
$749,650 |
$931,600 |
| LAKE |
$484,350 |
$620,200 |
$749,650 |
$931,600 |
| LASSEN |
$484,350 |
$620,200 |
$749,650 |
$931,600 |
| LOS ANGELES |
$726,525 |
$930,300 |
$1,124,475 |
$1,397,400 |
| MADERA |
$484,350 |
$620,200 |
$749,650 |
$931,600 |
| MARIN |
$726,525 |
$930,300 |
$1,124,475 |
$1,397,400 |
| MARIPOSA |
$484,350 |
$620,200 |
$749,650 |
$931,600 |
| MENDOCINO |
$484,350 |
$620,200 |
$749,650 |
$931,600 |
| MERCED |
$484,350 |
$620,200 |
$749,650 |
$931,600 |
| MODOC |
$484,350 |
$620,200 |
$749,650 |
$931,600 |
| MONO |
$529,000 |
$677,200 |
$818,600 |
$1,017,300 |
| MONTEREY |
$652,050 |
$834,750 |
$1,009,000 |
$1,253,950 |
| NAPA |
$726,525 |
$930,300 |
$1,124,475 |
$1,397,400 |
| NEVADA |
$486,450 |
$622,750 |
$752,750 |
$935,500 |
| ORANGE |
$726,525 |
$930,300 |
$1,124,475 |
$1,397,400 |
| PLACER |
$552,000 |
$706,650 |
$854,200 |
$1,061,550 |
| PLUMAS |
$484,350 |
$620,200 |
$749,650 |
$931,600 |
| RIVERSIDE |
$484,350 |
$620,200 |
$749,650 |
$931,600 |
| SACRAMENTO |
$552,000 |
$706,650 |
$854,200 |
$1,061,550 |
| SAN BENITO |
$726,525 |
$930,300 |
$1,124,475 |
$1,397,400 |
| SAN BERNARDINO |
$484,350 |
$620,200 |
$749,650 |
$931,600 |
| SAN DIEGO |
$690,000 |
$883,300 |
$1,067,750 |
$1,326,950 |
| SAN FRANCISCO |
$726,525 |
$930,300 |
$1,124,475 |
$1,397,400 |
| SAN JOAQUIN |
$484,350 |
$620,200 |
$749,650 |
$931,600 |
| SAN LUIS OBISPO |
$667,000 |
$853,900 |
$1,032,150 |
$1,282,700 |
| SAN MATEO |
$726,525 |
$930,300 |
$1,124,475 |
$1,397,400 |
| SANTA BARBARA |
$625,500 |
$800,775 |
$967,950 |
$1,202,925 |
| SANTA CLARA |
$726,525 |
$930,300 |
$1,124,475 |
$1,397,400 |
| SANTA CRUZ |
$726,525 |
$930,300 |
$1,124,475 |
$1,397,400 |
| SHASTA |
$484,350 |
$620,200 |
$749,650 |
$931,600 |
| SIERRA |
$484,350 |
$620,200 |
$749,650 |
$931,600 |
| SISKIYOU |
$484,350 |
$620,200 |
$749,650 |
$931,600 |
| SOLANO |
$494,500 |
$633,050 |
$765,200 |
$950,950 |
| SONOMA |
$704,950 |
$902,450 |
$1,090,850 |
$1,355,700 |
| STANISLAUS |
$484,350 |
$620,200 |
$749,650 |
$931,600 |
| SUTTER |
$484,350 |
$620,200 |
$749,650 |
$931,600 |
| TEHAMA |
$484,350 |
$620,200 |
$749,650 |
$931,600 |
| TRINITY |
$484,350 |
$620,200 |
$749,650 |
$931,600 |
| TULARE |
$484,350 |
$620,200 |
$749,650 |
$931,600 |
| TUOLUMNE |
$484,350 |
$620,200 |
$749,650 |
$931,600 |
| VENTURA |
$713,000 |
$912,750 |
$1,103,350 |
$1,371,150 |
| YOLO |
$552,000 |
$706,650 |
$854,200 |
$1,061,550 |
| YUBA |
$484,350 |
$620,200 |
$749,650 |
$931,600 |
Disclaimers: This page includes California loan limits by county. It is based on information provided by official sources, including the Federal Housing Finance Agency (FHFA). The FHFA determines the maximum amount for loans that can be purchased by Fannie Mae and Freddie Mac. While I make every effort to ensure the accuracy of my website content, there is always a chance for human error. For the most current and accurate information available, please refer to www.FHFA.gov.
Published on 2018-12-26 09:40:30
